Create and send branded invoices in seconds — complete with itemised services, VAT support, and one-click payment options.

Accept secure online payments using trusted local gateways like PayFast, PayGate, Yoco, and others — giving your clients confidence and flexibility.

Send, sign, and store contracts digitally — no printing, scanning, or emailing back and forth.

Automatically remind clients about unpaid invoices or unsigned contracts — so you spend less time chasing and more time delivering.

Keep contracts, invoices, and payment history linked to each contact in your CRM — organised and easy to access.

Set up ongoing invoices for repeat clients or membership subscriptions — with automated billing cycles and notifications.

See which invoices are viewed, paid, pending, or overdue — and take action directly from your dashboard.

You can integrate with popular Accounting Tools to automate your Invoicing, Statements & Payment Reminders.


Say goodbye to financial headaches and hello to seamless transactions with our CMART Payments & Invoices features. Process payments securely & send professional invoices.
Connects with the TOOLS you're already using












Coaches
Who need to send proposals, sign contracts, and get paid faster
Consultants
Who is charging once-off or retainer-based fees
Small Business Owners
Needing a simple, local-friendly way to manage invoicing and payments
Ready to grow your business?
Traditional Billing Methods
CMART Invoicing AI

"Now everything is automated.."
“I used to spend hours invoicing and following up. Now everything’s automated — from contracts to payments. My cashflow has never been better.”
Zanele D., Virtual Assistant, Johannesburg


"Changed my entire process.."
“Being able to use PayFast and send contracts from the same platform has changed my entire client onboarding process.”
Thabo M., Marketing Consultant, Durban


"Highly recommend this"
"I did not realise what a gamechanger this tool could be, it literally changed the way I create my content..."
Lizzi, Graphic Designer, Cape Town


Conversations AI and Workflows AI to handle both sides:
Client Communications: Conversations AI manages your Facebook messages, Instagram DMs, SMS, WhatsApp, and emails from one integrated inbox — nurturing and replying to leads 24/7, even when you're away.
Internal Tasks: Workflows AI automates your backend operations — sending appointment reminders, requesting Google reviews, following up with forms, and triggering actions based on client behavior.
Think of it as having AI employees who handle the conversation AND the paperwork.
Marketing AI integrates directly into your workflows to automate your marketing touchpoints:
Smart Follow-ups: Workflows trigger personalized email/SMS sequences based on where leads are in your pipeline
Behavioral Triggers: Send targeted messages when someone opens an email, clicks a link, or abandons a booking
Content Creation: The Content AI feature generates scroll-stopping copy and visuals for your campaigns — directly usable within your workflows
Lead Nurturing: Automatically move leads through your funnel with timed, relevant communications without manual intervention
The workflow builder essentially becomes your 24/7 marketing department.
Yes, full customization.
You control the triggers and logic:
Custom Triggers: Set workflows to fire on specific actions — form submissions, booking confirmations, payment received, tag applied, stage changed in your pipeline
Timing Control: Delay actions by minutes, hours, or days; schedule sequences; set business hours-only execution
Conditional Logic: Branch workflows based on lead behavior, custom fields, or tags — different paths for different scenarios
Multi-channel Actions: Trigger emails, SMS, internal notifications, task assignments, or webhook calls to other tools
The workflow builder gives you point-and-click customization without needing to code.
Yes — that's exactly what it's designed for.
The benefit: Instead of paying for 5+ subscriptions and duct-taping them together, you run everything from one dashboard with data that actually talks to each other.
Your email list knows when someone booked a call. Your CRM knows when an invoice was paid. Your workflows know to stop sending marketing emails to someone who just became a client.
That said: If you love a specific tool and it works, CMART integrates with leading software via unlimited business integrations.
You're not forced to migrate everything on day one. Many clients start with one feature (like replacing their booking tool) and gradually consolidate as they see the value.

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